Why It Matters
Incapacity can happen suddenly.
Without a durable power of attorney and a healthcare power of attorney, your family can be locked out of the decisions that matter most.
These two documents appoint the people you trust to act on your behalf and state your wishes in writing, so your family is not left guessing and your care team knows exactly what you want. These documents matter most if you have substantial assets that need managing, or religious or personal preferences surrounding certain surgeries, medications, or life support.
Without powers of attorney, three problems tend to happen at once:
- Bills go unpaid and accounts can be frozen while no one has authority to access them.
- Hospitals fall back on default policies that may not reflect your values.
- Family caregivers can be blocked from making financial or medical decisions for a loved one, despite knowing their wishes.