Mortgage & Loan Review
Notes, mortgages, and guarantees reviewed before signing, with the risky terms flagged and explained.
Mortgages & Financing
Know what you're signing before you commit.
Loan documents, mortgages, seller financing, and land contracts reviewed in plain English for Northeast Ohio buyers, owners, and investors. The lender has counsel; you should too.
What We Do
We specialize in the fine print.
Financing documents are written by lenders, to protect lenders. They often bury prepayment penalties, balloon payments, personal guarantees, default triggers, and cross-collateralization terms in the fine print.
We review the loan package before you sign, explain key terms in plain English, and negotiate on your behalf where there's room. For deals involving creative financing (seller financing and land contracts), we draft terms ourselves intended to protect you and your interests.
We review every document in the loan stack.
Seller Financing & Land Contracts
Owner-financed deals drafted properly, so both the property and the payment stream are protected under Ohio law.
Refinancing & Payoffs
Refi packages, payoff and release documentation, and lien questions resolved so your title stays clean.
Purchase & Sale Transactions
Purchase agreements, title review, and closings for residential and commercial property, protected before you sign.
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Commercial & Residential Leasing
Leases that hold up: drafting and review for landlords and tenants, from storefronts to single-family rentals.
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Real Estate Investor Counsel
LLC structuring, acquisitions, and landlord counsel from an attorney who invests in Northeast Ohio himself.
Learn moreReal Estate Financing FAQs
Common financing legal questions, answered.
Because most lenders have their own attorneys draft these documents. Those attorneys work for the lenders to protect their interests. Our review works for you: we flag prepayment penalties, balloon terms, personal guarantee language, and other terms that aren't in your best interest before you agree to them.
Yes, when it's documented correctly. Seller financing and land contracts are well-established tools in Ohio, but how they're drafted matters. We draft the terms properly to ensure they protect your interests.
Yes, including portfolio and commercial loans where personal guarantees and cross-collateralization deserve close attention. This pairs naturally with our investor counsel work.
We will quote a flat fee up front, based on the size of the document stack. You'll know your full price before we start, with no surprises.