Mortgage & Loan Review
Notes, mortgages, and guarantees reviewed before signing, with the risky terms flagged and explained.
Mortgages & Financing
Understand the money side before you commit.
Loan documents, mortgages, seller financing, and land contracts reviewed in plain English for Northeast Ohio buyers, owners, and investors. The lender has counsel; you should too.
What We Do
The fine print is the deal.
Financing documents are written by lenders, for lenders. Buried in the stack are the terms that matter most when life changes: prepayment penalties, balloon payments, personal guarantees, default triggers, and cross-collateralization.
We review the loan package before you sign, explain it in plain English, and negotiate where there's room. For creative deals (seller financing and land contracts), we draft terms that protect you on both the property side and the money side.
What's Included
Every document in the loan stack.
Seller Financing & Land Contracts
Owner-financed deals drafted properly, so both the property and the payment stream are protected under Ohio law.
Refinancing & Payoffs
Refi packages, payoff and release documentation, and lien questions resolved so your title stays clean.
Purchase & Sale Transactions
Purchase agreements, title review, and closings for residential and commercial property, protected before you sign.
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Commercial & Residential Leasing
Leases that hold up: drafting and review for landlords and tenants, from storefronts to single-family rentals.
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Real Estate Investor Counsel
LLC structuring, acquisitions, and landlord counsel from an attorney who invests in Northeast Ohio himself.
Learn moreFinancing FAQs
The money questions, answered.
Because those attorneys work for the lender. Our review works for you: we flag prepayment penalties, balloon terms, and guarantee language before they bind you, while there is still room to negotiate or walk.
Yes, when it's documented correctly. Seller financing and land contracts are well-established tools in Ohio, but the drafting decides whether they protect you. We build them properly from the start.
Yes, including portfolio and commercial loans where personal guarantees and cross-collateralization deserve close attention. This pairs naturally with our investor counsel work.
Flat fee, quoted up front, sized to the document stack. You'll know the price before we start.